General

This website (‘Plenum Website’) is owned by Plenum Investments Ltd (‘Plenum’), a company incorporated in Switzerland. The Plenum Website is for information purposes only. Plenum takes all reasonable care to ensure that the information is correct at the time of publication. Plenum cannot give any explicit or implicit assurance or warranty (including liability towards third parties) regarding the correctness, reliability or completeness. The information disseminated on the Plenum website may be changed at any time and without prior notice. Information once published on the Plenum Website should therefore not be understood to imply that circumstances have not changed since publication or since disclosure to the Authority or that the information is still current since publication. Persons accessing or using information on the Plenum website (for their own purposes or for a third party) agree to be bound by the following terms and conditions. This legal notice may be updated at any time. Plenum therefore recommends that you regularly re-read this disclaimer in order to familiarize yourself with any possible changes. The update date is listed below.

No offer, non-binding

The information and documents made available on the Plenum website are provided by Plenum for personal use and information purposes only. The information and documents may be changed at any time and without prior notice. Plenum makes no warranty (either express or implied) that the information and documents published on the Plenum website are accurate, complete or up to date. In particular, Plenum is not obliged to remove any outdated information from the Plenum website or to expressly mark it as such. The information on the Plenum Website does not constitute decision-making aids for economic, legal, tax or other advisory issues, nor may investment or other decisions be made solely on the basis of this information. Investments in the investment instruments described on the Plenum website should only be made after the relevant prospectus with integrated fund contract as well as the annual or semi-annual report with all basic legal information contained therein have been studied in detail. Advice from a qualified specialist is recommended in all cases. The published information does not constitute a recommendation, an offer, a solicitation to buy/sell investment instruments or to effect transactions or to conclude any legal transaction.

Performance

The value of investment funds can rise and fall at any time. The future performance of investment instruments cannot be derived from the historical performance shown. For this reason, good performance in the past is no guarantee of positive performance in the future. Investments in foreign currencies may also be subject to currency fluctuations and thus entail higher risks. Accordingly, Plenum can neither guarantee nor warrant the preservation (or even the increase) of the value of the invested capital.

Linked websites (links)

There are links on the Plenum website that lead to third-party websites. These links are completely beyond the control of Plenum. Plenum therefore accepts no responsibility whatsoever for the accuracy, completeness and legality of the content of such websites or for any offers and (service) performances contained therein.

Use of the Plenum website

The entire content of the Plenum website is protected by copyright of Plenum or the fund providers of the respective investment funds. You may save or print out a hard copy of individual pages and/or sections of the Plenum website, provided that you do not remove any copyright or other proprietary notices. By saving or otherwise copying data from the Plenum website, the respective terms of use are deemed to have been accepted. All property rights remain with Plenum or with the fund providers of the corresponding investment funds. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Plenum website without the prior written permission of Plenum. No part of the Plenum website is designed in such a way as to grant a license or right to use an image, a registered trademark, a logo or software. Downloading or copying this website or parts thereof does not transfer any rights. Plenum or the fund providers making fund information or documents available reserve all rights (in particular copyright and trademark rights) with regard to all elements of the Plenum website and will make full use of all possibilities to enforce these rights.

Material Interests

Plenum and/or its directors, officers and employees may own/have owned interests in the listed investment vehicles or positions with the relevant securities. In addition, such entities or individuals may have/had a relationship with the relevant fund providers/companies, provide/have provided other services to such companies, or serve/have served as a director on their management.

Local legal restrictions

The Plenum website contains information and documents on numerous investment funds and is not intended for persons who are subject to a jurisdiction that prohibits the publication of or access to the Plenum website (on the basis of the nationality of the person concerned, his or her tax domicile or for other reasons). Persons subject to such local restrictions are prohibited from accessing the Plenum Website. Fund information and documents are provided either by Plenum or by the fund provider itself. If the information and documents are made available by Plenum on the Plenum website, Plenum relies on the information provided by the fund providers with regard to the distribution authorizations of the investment instruments. Plenum cannot be held liable for incorrect information regarding the distribution authorization. If the information and documents are made available on the Plenum website by the fund providers themselves, the fund provider is responsible for the correct distribution approvals.

Risk and return profile

This risk indicator is based on historical data; it is therefore not possible to predict future developments. The classification of the fund may change in the future and does not constitute a guarantee. Even a fund classified in Category 1 does not represent a completely risk-free investment.

Investor type

The user of the Plenum website must specify his or her personal investor type when entering for the first time. The information and documents on investment funds that are subsequently made available are aimed exclusively at users who correspond to the respective investor type. An incorrectly selected investor type may result in the disclosure of information and documents of investment funds that are not accessible to the user. The user is obliged to specify the investor type correctly. Plenum cannot be held liable for any damage or inconvenience caused to the user by specifying the wrong investor type.

Limitations of liability

Fund information and documents are published on the Plenum website both by Plenum and by the respective fund providers themselves. Plenum disclaims without limitation all liability for any loss or damage of any kind, including any direct, indirect or consequential damages, which might be incurred through the use of the fund information or documents or access to the Plenum website, or any links to third-party websites. In addition, Plenum disclaims all liability for manipulation of the Internet user’s computer system by unauthorized persons. Plenum expressly draws attention to the risk of viruses and the possibility of targeted hacking attacks. For virus protection, the use of current browser versions and the installation of continuously updated anti-virus software is recommended. E-mails of unknown origin and e-mails with unexpected attachments should not be opened.

Google Analytics

Purpose: Error analysis, statistical evaluation of our website Processing operations: Collection of connection data, data from your web browser and data on the content accessed; execution of analysis software and storage of data on your terminal device, anonymization of the data collected; evaluation of the anonymous data in the form of statistics Storage period: Data on your terminal device for up to two years. Joint controller: Google LLC, Amphitheatre Parkway, Mountain View, CA 94043, USA Legal basis for data processing: voluntary consent, revocable at any time Consequences of non-consent: No direct effect on the function of the website; however, limited possibilities for further development and error analysis Legal basis for data transfer to the USA: Implementing Decision of the EU Commission C/2016/4176 as well as the Privacy Shield certification that has taken place.

The disclaimer of the German version is legally binding.